Japan vs. US economy essays

Japan vs. US economy essays The primary purpose of the economic activity is to benefit consumer while maximizing wealth creation; while the distribution of that wealth is of secondary importance. 1. U.S economy is approaching Neoclassical model in which individuals are assumed to maximize their own private interest, and business enterprise are expected to maximize profits which result in a powerful proconsumption bias and insensitivity to the social welfare impact of economic activities. - market are competitive and competition should be promoted through antitrust and other policies. - almost any economic activity is permitted - economy is open to the outside world 2. US economy also considered as a system of managerial capitalism. The economy was transformed from a proprietary capitalism to one dominated by large oligopolistic corporations. 1. Authority over the economy is alienated among the executive, legislative and judicial branches of the federal government and between the federal government and the fifty states for example the responsibility of financial system is shared by the Treasury, the federal reserve and several other powerful and independent federal agencies which strongly affected by actions of the legislative and judicial branches of the government. In addition, the fifty states contest the authority of the federal government over economic policy and implement important policies of their own. 2. Another influence of the American state in the economy is the tension between private and public sector. Not only does the adversarial relationship between gov. and business in the US make cooperation very difficult, but their mutual suspicions are reflected in American politics. Whereas political conservative reject any strong role for the state in the economy, political liberals are fearful that private business interest will capture government program in order to feather their own nest, which consequently will produce po ...

How is the Theme of Relationships explored in Gillian Clarkes Catrin, another Clarke Poem and Two Heaney Poems Essays

How is the Theme of Relationships explored in Gillian Clarkes Catrin, another Clarke Poem and Two Heaney Poems Essays How is the Theme of Relationships explored in Gillian Clarkes Catrin, another Clarke Poem and Two Heaney Poems Paper How is the Theme of Relationships explored in Gillian Clarkes Catrin, another Clarke Poem and Two Heaney Poems Paper Essay Topic: Literature Relationships can be portrayed through biological links, friendships and bonds between subjects of connotations and meaning. The intention of both poets is mainly to portray the strengths and weaknesses behind all bonds and the effect they encompass on the reader. Poets have the power to create, transform and enlighten upon a subject that may seem appropriate, but a relation amid love and hate can neither create nor destroy; the power of emotion will never subside through poetry. The exploration of Clarke and Heaneys poems will later be discovered when travelling the rendered emotions of Catrin, Baby-sitting, Follower and Death of a Naturalist. The mentioned poets use their personal experiences and perform the meaning of them using a conversion of techniques and influences. This is to enhance the importance to the reader of the purpose of the poem. Amongst the stated poems, the theme of biological and non-biological relationships can be declared as a core factor for the strength and duration of a bond. Clarkes Catrin is structured as an image of a tug-of-war between mother and baby, whilst resembling the struggle of the love for one another and what binds mother and baby together. The tight/ Red rope of love which we both fought over foreshadows this idea. The depth of explanatory vision can be seen as the umbilical cord which is later cut at birth creating an image of separation and division alongside the child becoming independent. All mothers face times when separation would benefit their child, but the safety and dangers that may be confronted, form a barrier for this dependency. The struggle faced in this maternal relationship, hold powerful emotions and deep-felt feelings From the hearts pool. The poem introduces a personal quality with the title Catrin but is then not mentioned again throughout the poem. This can be represented as a very personal relationship that does not have the need to direct but contain an unmentioned bond. However it could also resemble a relationship between any particular mother and child, giving the poem a sense of universality. The language used is simple and recognisable, which indicates the simple sincere emotions that are intended to be conveyed through the poem. The poems structure is two unbalanced stanzas, both performed in the past and present; an emphasis of how the relationship is still as intense from birth. A similar relationship based on a father: son bond is Heaneys Follower where Heaney both literally and metaphorically followed his father. The basic six stanza poem represent a clear division between father and son; three stanzas each. Heaney states how he imitates his father, following in his fathers footsteps, enhancing the biological bond and respect Heaney has for his father. Also, throughout the poem, the correct agricultural language can be found, highlighting the need Heaney felt to praise his father with respect as well as knowledge of his profession, and the future Heaney longed to pursue. The mother and child maternal bond can be perceived in Clarkes poem, Baby-sitting. Here, a non-biological bond of the strengths and adoration of a natural mother and child bond is shown to be instinctive between the characters but has occurred naturally and the anxiety Clarke feels towards another child she does not know. To be enchanted by your own babys breathe is a natural and maternal sentiment however, Clarke describes that there will be no chemistry or familiarity between them. The finality of this poem can be seen as indefinite for it suggests both literally that no milk will come but also a metaphor of how the motherly milk-familiar comforting, the connection will not come therefore she cannot totally provide for the child. The feeling of adoration between relations, friendships and subjects is described through many of the Clarke and Heaney poems studied. In Heaneys poem Follower, utter adoration and admiration is portrayed through Heaneys ability to use correct agricultural lexis of ploughing terms such as wing and sock. Heaney describes how both literally and metaphorically he followed his father. Heaney states he recalls his admiration for his father and using contrast to note how the young Heaney wanted to grow up and plough. To compare, Heaneys Death of a Naturalist represents his attitudes to the natural world in his childhood and his interest and appreciation towards nature, enhancing a passion inside him yearning for a great future. He receives encouragement from his teacher supporting and educating him on the subject of nature which he so fondly adores. Therefore in return he gives Miss Walls respect and esteem whilst quoting her on the knowledge learnt. Heaney wrote this poem with confidence, explaining with knowledge the process of how he took the frogspawn, placed them in jam pots and observed nature taking its toll. By using vocabulary to describe the pleasant as well as objectionable things such as festered, rotted, slobber, and slime kings shows young Heaney felt comfortable seeing nature close up, but perhaps he didnt fully understand the flaws in nature, as referring to reproduction focused on the mammy and daddy frog. Heaney accounts for his adventurous, inspirational but flawed childhood; this is in contrast to Clarkes more motherly approach to her somewhat misfortunate adulthood. Her Baby-sitting account resembles how her maternal relationship with the child is much stronger than any other could be. Even though to some extent the mentioned child disgusts her, Clarke introduces qualities that depict an ideal infant as pretty and appealing, roseate and bubbling and fair. However, she uses a statement foreshadowing quite a selfish outlook and to some degree insulting, when depicting the child of a perfectly acceptable child. Clarkes poem has no obvious metre, using short lines and limited use of metaphors and stresses. Baby-sitting can be seen to portray a specific event which anyone can relate to, but to explore a key difference between a motherly concern for another and a powerful, instinctive reaction to an unfamiliar happening. A relationship can be strong and well-built on a connection or a familiar bond correlating between the two. A relationship may last only for a moment, days, months, years or even last a life-time. Nevertheless, to become separate is to become distant from one another and through these poems, it can be found as a tangible bond that must be cut a tight red rope of love, or just be by age or differences which divide the two. Throughout Catrin, the struggle of separation, to be two is seen flowing fluid through each line however; there is no cause for the separation. Through birth and through time, the mother and child fight over the tight red rope if love and still, to prevent the distance between the two ever causing complete partition, she states she still fights, for the love is still as intense from birth. Within the poem, oddments of independence begin, but the old rope will surely keep them safe. However, a relationship may never truly fortify as neither one nor the other will love. Clarkes Baby-sitting explores an event that could belong to anyone. It depicts a strong need for replacement or a substitute, which can cause grief and a failure to enchantment. The opening of the poem explicates simply of the situation, however describing the baby as wrong. The baby can surely not be blamed but for Clarkes immediate assumptions, she fears what will shortly awake. She is scared to be hated by this child, to fear the hot midnight rage. The babys running nose will disgust her and the babys perfume of breath is purely a comparison against her own babys breath, whose does enchant her. The second stanza introduces the thought of abandonment. However, this separation, this desertion or rejection of the baby is depicted as far worse than that of the lover cold in lonely sheet. The baby will expect milk-familiar comforting but she will not find it. The love and interest for something, the power of a passion inside of you should never really die, but when obstructions hit or a barrier stops you from your dream, to grow apart from it may seem the only way. Heaney depicts his childhood adoration of nature in Death of a Naturalist, with a longer first stanza informing the reader upon his adventures and interest and knowledge on the seasonal process of frogs. Every spring Heaney would fill jampotfuls of his devotion to nature, only to find an experience of growing up to end this fantasy. Heaney hits realisation of growing up to feel threatened by nature, to not have power over its beauty and the feeling of his passion dying, to have to compromise and never fulfil his dream. The shorter second stanza creates a semantic field of war with expressions of anger, invasion, aggression, violence, rage, vengeance and mud grenades. Heaney feels rejected by something he once loved; he was invaded by something threatening and unfamiliar. He lost his passion in nature. Overall relationships can be discovered in all of the stated poems. The main theme mentioned is the maternal bond between parent and child. This is specifically highlighted in Catrin, in which the maternal bond remains strong and sturdy. However this bond is deemed to have been broken at birth, by the cutting of the umbilical cord, but this is only the physical bond, whereas the emotional bond will remain between the two forever.

English - Writing Directions Essay Example | Topics and Well Written Essays - 1000 words

English - Writing Directions - Essay Example The following flow chart will help to clarify the actions that will be described: Choose a paint color and buy it ? set up the equipment and lay down the drop cloths ?put blue tape for delicate surfaces against all the edges ? use an angled brush to outline all the close edges ? open the can and stir the paint ? use a roller brush to fill in all the spaces in an X pattern After considering this flow chart, these are the directions. Instructions for Painting a Wall Painting a wall can be a source of achievement and pride when the room looks dingy and needs to be made to look fresh and alive. The area around the wall should be cleared away so that access to all portions is made convenient and clear of items that could be in the way. Equipment must either be gathered or purchased, so the first thing to do once the wall area is clear is to make a list of everything that is needed, including the paint. Choosing the paint color is the first step in deciding to paint a wall. This can be don e before the process begins or during the initial step as the equipment is being gathered. The wall will need to be taped off so that the edge beyond what is desired painted is protected. A two inch angled brush is used to paint near the tape, allowing for a clean edge that has not bled into the space that is not desired to be painted. The walls are then rolled in an x pattern so that there are no roller marks. When this is done, it is allowed to dry and then the tape removed in order to check for bleeds. The equipment is cleaned up and the room put back into order. The following instructions will outline exactly how to do each of the steps involved in painting a wall. 1. The first step in painting a wall is in clearing away the items around the space in front of the wall. This means that there should be enough room in front of the wall to put up a ladder. The ladder should allow access to every space of the wall that will be painted 2. The second step is to make a materials list, g ather what is already on hand and go purchase the materials that are yet needed. Steps one and two are interchangeable, but it can be preferable to have my work space clear and to see exactly what will be required for the job. 3. A basic materials list includes screwdrivers, spackle, blue delicate surface tape, two inch angle brush, roller pan, roller, roller head, and ladder. Do not forget the paint! 4. The third step is to choose the paint color, again interchangeable with steps 1 and 2. A paint color can be chosen long before the job will be done or during the trip to the store when all other materials needed will be purchased. One method of choosing a paint color is gathering paint sample cards from a store and taping them to the wall. There are many ways to choose a color and that will be up to the buyer. When purchasing materials, purchase the paint and it is recommended to use one of the new paints that have primer in them in order to get good coverage on the wall. 5. Once th e materials are brought to the site of the wall they must be organized. First, tools required to take off electrical plates and to fix any holes in the wall should go to one side of the wall away from the painting equipment and placed securely away from the wall so they can be grabbed, but not in the way. The floor should be covered with drop cloths to protect it from spills and drops that might damage

Risk adjusted discount rate Essay Example | Topics and Well Written Essays - 2000 words

Risk adjusted discount rate - Essay Example When considering a business investment of large sums of money within a long term project, it is an important objective to ensure that the money received over the life of the project is higher that the initial cost of investment. In deciding on the investment to undertake time is the most essential factor, followed by the amount of cash going in and out of the business. In some cases, an investment is made not to generate more cash but to make a saving on present cost. (Tony D. and Brian P. 2002, pg 458).The lay out of investments usually involve the injection of large sums of money and returns on the investment are received in a series of small amounts over an extended period of time. In addition, because large sums of money are usually involved it can be very expensive and catastrophic to pull out. Considering the loss of production and investment that can be lost from a failed investment, it is essential that investment proposals are properly screened and examined to ensure that the business uses the appropriate appraisal method. Businesses need finance or funds, both in the short-term and long-term to expand, operate their business or just survive. The business is involved in a continuous in and out flow of money by way of income and expenditure. Expenditure can either be capital expenditure, which is the payment made to acquire additional fixed assets and these fixed assets can in turn be loans made by the business or shares in another business bought by the company, as well as buildings and machinery which are usually long term. On the other hand, income can be revenue expenditures which relates to the purchase of goods and services are in use or have already been used in daily running of the business. In financing an investment a company can either use internal or external source of finance, related to the period repayment. Internal sources of finance as a long term approach are retaining profits from previous investment rather than issuing out new shares and re-investing the profit. The short term source of finance can be to increase level of creditors and reducing the stock and debtor levels. External sources of finance in the short-tem funding are short-term debts which are elements of overdrafts, loans, leases that are payable within one year and invoice discounting. Other sources of external finance are long-term which include ordinary shares or equity shares, preference shares, debentures and leases. INVESTMENT APPRAISAL ANALYSIS Capital investment appraisal methods are divided into two: firstly, those which do not take into account the time value of money and lastly, those which take into account the time value of money. METHODS WHICH DO NOT TAKE INTO ACCOUNT THE TIME VALUE OF MONEY Accounting Rate of Return (ARR) ARR is concerned with either the profit before interest and ta

African American and Conflicting Perspective Essay Example for Free

African American and Conflicting Perspective Essay Every individual has a perspective on things in life and their personal idea of the truth. These are universal concepts and are widely seen in ted Hughes poems â€Å"birthday Letters†. Birthday letters is a set of poems, said to have been written by Hughes for six years prior to his death, on his ex wife’s birthday each year this the selection of poems being called birthday letters. The selection on poems surrounds his problematic marital issues between himself and his wife Sylvia Plath. It is also to show the conflicting perspective on their relationship. This is mainly towards the criticism he received all those years after her suicide. He had been blamed for being the catalyst for her suicide/death and so began a collection of poems regarding their relationship but in some way, excusing himself and explaining that she was already on a destructive path. Through two of his poems, Fulbright scholars and the shot, an understanding of the poems have thrown lighten the concepts of conflicting perspectives. Two other complementary texts such as letters from two jima and to kill a mockingbird convey conflicting perspectives however on issues such as racial discrimination and the perspectives of an opposing country that has been marked as enemies. Fulbright scholars are the first poem in the birthday letters collection. Hughes here tries to remember how he met her and first know of her existence. He does this whilst looking at a picture that was taken at university, when he was a naive young man. He ponders about her throughout the poem trying hard to delve into his psyche hopelessly to recollect something about her when they met at a party. This can be noted by the quote â€Å"were you among them? † which refers to the picture of Fulbright scholar. In terms of conflicting perspectives, the e poem can also be seen as a text that he wrote implicating how difficult it is t recall that first meeting, however he begins to explain his perspective of Sylvia Plath. He says â€Å"your exaggerated American grin for the cameras† which referred to her as someone with false appearances. The various techniques Hughes used to convey his ideas were the use of rhetorical questions such as â€Å"were you among them? †, the repetitions of the word maybe and the use of the I persona, and metaphors such as the â€Å"first fresh peach†. Rhetorical questions he used as a means of asking himself how he met her and what she first looked like to him. The metaphor ‘delicious peach† can be said to be another way to say she was the first girl he â€Å"ever tasted†, in terms of the experience of truly liking someone who seemed special to him. Reputation is used throughout the poem of maybe can be analyzed as a way of trying to remember what he saw of her and his knowing of her existence. The I persona is an important tool in terms of Hughes alluding to the very personal nature of his reflection. The poem ‘the shot’ is also one from the collection and conveys Plath as someone different to what her fans saw her to be. As he says that she was deceitful in terms of appearance of a good and decent person/poet. In the poem, the shot is a metaphor of Plath being bullet shout out a gun. It can also e sad that Hughes thinks that he was the one shot. Hughes perspective on paths â€Å"destructive path† is one that she has always been on, saying that she was already a bullet long before she has met him. Followers of Plath as a victim view him as a catalyst for her suicide but in the poem he tries to explain that she was already suicidal as she tried to commit suicide when she was younger. The use of word â€Å"daddy† is one of great importance as it refers to her childish attachment to her father. This is also the title of her famous poem daddy. Hughes also explains that from his perspective, that he himself has become the father figure that she had ways been looking for. Overall, the concept of the two poems depict conflicting perspectives through analysis of ted Hughes’ birthday letters. The text letters from Iwo jima is similarly to birthday letters, a conflicting perspective however of the Japanese however of the Japanese soldiers during the American invasion of to two jima in ww2. It depicts their perspective throughout the turbulent time, showing that even were still human beings with the same universal feelings. Clint eastwood directed the film letters from Iwo Jima in 2006, trying to show an American or non Japanese audience their side of the story or their perspective. Here, a conflicting perspective is shown. Throughout the film, eastwood wants us to empathise with the Japanese perspective f the same terror and emotions that the Americans felt at that time too. The main character is a young Japanese soldier called saigo who is little enthused on fighting and going to war. This is all seen through techniques eastwood input such as flashbacks- which were important in the film. The audience is then able to see how the soldiers were like before the war and what it was like for them when they got conscripted. Their reflections are a huge part in their conflicting perspective and also a great important technique is the Japanese language. Eastwood used the language to give a strong sense of ethnicity and strong sense of tradition. To kill a mocking bird written by Harper lee in 1960 conveys the conflicting perspectives of the treatment of African Americans in Alabama. This conflicting perspective is seen through the eyes of a young white girl, rather than n African American person. The text shows her view o the racial discrimination against the Negroes and the treatment, prejudice and violence they receive. The event takes place that’s how a conflicting perspective is the court case scene, where an African American man is accused of raping a young white girl. The perspective here is not only through the girl, Scout Finch, but also her father Atticus finch which is the lawyer defending the accused. However he took on a case he know that with all the racial discrimination and prejudice around, he would inevitable lose. The fact that he took on the case shows a conflicting perspective of a white American man who has no prejudice against African Americans. The daughter scout finch views the situation on a different level as well as she was basically raised by African American woman and didn’t judge her, as many people did in Maycomb County. She begins to see and understand the prejudice and discrimination when the man is accused of rape as the majority people did not like his race at that time. It was seen as stereotypical to blame him for the rape. The conflicting perspective here is that the perspective o a young white American and her family on the treatment the Negroes received. It can be said that harper lee wanted the audience to challenge their beliefs and see events from the perspective of a young child who is horrified by the treatment of the Negroes.

Emerging House Husbands :: Research Sociology Home Caregivers Essays

The out-dated stereotype that men are better workers than women is now more laughed at than believed. Yet, the stereotype that women can take care of the household better than a man has not changed. Extensive research proves that â€Å"house husbands† are more popular than ever imagined; they have their own websites, groups, and how-to books. House husbands are becoming much more popular, but are they being appreciated the same as house wives were. The simple definition of a house husband is a married man who either chooses to not hold a career and assume all household responsibilities such as cooking, cleaning, bill paying, full child care, and necessary evils such as, buying stamps in the absence of their fulltime working wife. (Heiman 122) It can also be a man who does hold a career but chooses to have a â€Å"second shift† by coming home and assuming household responsibilities. At the end of 1987 15% of married men chose to become house husbands (O’Sullivan). According to the U.S. Census Bureau, there were 189,000 full-time, stay-at-home dads in 2002, up 18 percent from 1994. But dads' groups say that estimate is the result of too-restrictive criteria, and they put the number at closer to 2 million. Now, some may not consider this to be a huge leap, but take into consideration the standard of living has also grown. Also, many people still regard women as the care takers of the house, and a man assuming this job is odd and unacceptable. The option of becoming a stay at home dad might be more realistic than it seems. If a father is considering staying at home, they examine their earning power as compared to their partner's. They consider work attire (no need for power suits), as well as commuting costs (gas, wear-and-tear of the car, depreciation, extra insurance costs), daycare costs, and all the other expenses of working (Father Time). A slight repetitive blemish is embedded along with the idea of house husbands. Women statistically make less than men; even if they are working the same job. (Nair 47) Most employers well tend to give men a better income because they are traditionally the â€Å"sole bread winner for their family.† (Arendell 157) They give less to women because they believe she already has a man taking care of her and any children she has. This can easily discourage men because their well-known egos can get the best of them, especially when it comes down to the green.

Postmodernism and Multimedia Essay

The premises of postmodernism include the spread of globalization, deviation from the â€Å"universal truth†, non-linearity and flexibility and that it can be closely associated with computer technology. These premises can be found and embodied in today’s multimedia. Multimedia itself can be considered a postmodern creation because of the nonlinearity in its creation, storage and distribution especially with the advent of the World Wide Web and other technological advances (Phillips c. 2003). Multimedia is also an entertainment form that branches in different directions, deconstructing and reconstructing the experiences to suit different individual tastes. It links different sections and components, making the media more interactive and more convenient for the audience as they go through the sections of their choosing. This proves its nature true as an integration of multiple media that can multiply the impact of the message/s the multimedia would want to impart to its audiences (Pant 1999). Multimedia methodology and production itself can be said to be generally postmodern because of the technologies and the demands they need to adapt to in order to satisfy the demands of the today’s market. Postmodernism, is, thus the heart of this era’s multimedia methodology and production. The methodology and production of multimedia is a process that involves multiple steps that include conceptualization, development, preproduction, production, postproduction, and documentation with each phase being further subdivided into different activities (Pant 1999). Conceptualization and development, mostly take a linear approach (though these may become non-linear depending on the medium of technology it should be adapted to), but the preproduction, production, postproduction and documentation stages get more complicated as the multimedia reaches more audiences. This is where postmodern methods, like non-linearity, enters in. This is a case in point in movies, wherein, after the theaters, they go to the DVD. In the DVD, they get reproduced by adding commentary tracks, behind-the-scenes documentaries, deleted scenes and outtakes which involve the stages from production to documentation (Owczarski 2007). Because of the new edits to DVDs and other media such as downloadable videos, the media has been made to be more interactive with a click of a button and lends to its non-linear quality. Tied into its production and methodology, the different sections that are being inputted into the multimedia are not created linearly and are edited into the work piecemeal depending on the market’s demands and the playfulness of the media produced. The multimedia are not only transmitted through the Internet and DVD but are also being distributed non-linearly to other mediums such as the mobile phones and other devices that makes creators go back and forth in the production process making it spiral rather than linear in order to accommodate the demands of technology and the public and still having almost the same experience in the end. Flexibility is also very evident in today’s multimedia as evidenced by different mediums where they are presented in. Some of the most popular mediums are online streaming sites such as YouTube. While traditional media uses video cameras to create videos, postmodern methods use different technologies to create videos devoid of the professional touch. As stated by Ann Hornday in her study of the phenomenon of the public’s production of their own media contributions, â€Å"The mobile phone camera has introduced a whole new version of variety, delivering spontaneous, intimate, unedited footage. At their best, these slices of life – devoid of structural conceits and often of narration – transport viewers to places and situations they would never otherwise be privy to. And they can land unexpected emotional punches. No CNN report and few feature-length documentaries could capture the stark terror of a two-minute video recently uploaded to Metacafe. com, in which a U. S. Army convoy on a routine run dodges a bomb on an Iraq street† (2007). Such is the nature of today’s multimedia. Postmodernism in multimedia has expanded the experiences of audiences around the globe because of its introduction of the idea of versatility; being able to explore different environments that would otherwise be closed off to traditional media. As today’s technologies demand more portability and accessibility, multimedia has adapted to become more flexible to the growing requirements of its consumers. Some of these technologies come in the form of handheld technologies such as PDAs and mobile phones which have varying and more compact requirements. Since the requirements of these small and less complicated devices are different from those stated above, the creation of multimedia is increasingly becoming more flexibly created and recreated. With the addition of textual design in different forms of multimedia, the current technology has enabled the audience to interact with and participate in the media-making experience itself. The different technologies that have emerged has made it possible for various ways to present multimedia, regardless of proper lighting, sound and focus, and is still able make an appealing video to the audiences (Hornday 2007). This disregard for traditional means for professional multimedia creations and the non-professionalism of the publicly-made multimedia has made the postmodern movement of media an exciting experience that has made it possible for multimedia to flourish unlike other media forms. These, and other postmodern influences, has made it the most successful form of media that makes it the heart of multimedia.

Malnutrition in Children Essay

Malnutrition in children is one of the most important social and health problem that face the young children in the modern world. Whether it is in the developed world or the under developed world, nutrition among the children has evolved to be a very important issue. Today’s children are faced with numerous physical, emotional, mental, spiritual and health challenges due to malnutrition. While a child in a poor neighborhood in Africa is sleeping hungry, a child in a middle class neighborhood in the United States is over indulging in unhealthy junk foods. Malnutrition is therefore an important social and health problem in all parts of the world. There is however a misconception that malnutrition in children only affects children in poor society where there is wide spread hanger, but this is no longer true. The over indulgence of unhealthy junk foods which are deficient in essential nutrients such as vitamin, poor living conditions, malabsorption and inadequate access to nutritional education and information on healthy eating are some of the many factors that force parents to make wrong choices in the quality of food they serve their children. Consequently, the number of children suffering from nutritional deficiency and related health complication such as obesity, poor growth and development and diseases has increased significantly. It is the role of the government through the relevant agencies and department to implement nutritional education through a national education strategy to ensure that the general public is well informed on the good eating habits as well as the consequences of malnutrition especially in young children (Dalton, 2005). Causes of Malnutrition in children Malnutrition is an important health problem in children due to its impacts on their growth and development. It is a condition that results from deficiency of essential nutrients such as vitamins, mineral salts and protein among others which are needed for the maintenance of health body functioning. Malnutrition can either occur as a result of under or over nourishment of a child with particular nutrients. Therefore majority of children suffer from malnutrition in the developed world today because of dietary imbalance rather than the deficiency of nutrient as it is common in the under developed world. Malnutrition can be caused by several factors which include poor diet and lack of adequate education on health eating habits. a) Diet One of the major causes of nutritional imbalance among children is the diet. Either parents influence their children directly or indirectly into improper selection of food or the modern society has over indulged in junk foods. Due to numerous promotions and advertisements in the mass media, children find fast foods more desirable. These may be snacked crisps, parked cakes and biscuit and other ready to eat meals. These fast foods have poor quality nutrients and ingredients which are manufactured to look special using large amount of fats and sugars, artificial preservative and additives which have negative effects on the individual’s health. There is no doubt that jack foods are processed food, ready to eat. These foods pass through the factories where the essential goodness of natural foods is removed and replaced with artificial additives and sweeteners. It is interesting to note that despite these fast foods having a long list of additives and preservatives on their labels in the name of ingredients, parents continues feeding their children in these foods. Moreover, many of the ingredients in junk foods such as fats, sugars, salts and additives are unhealthy to the children. The short term and long-term of such ingredients are well known. Junk foods are also deficient in essential dietary components such as fiber, minerals and vitamins which are very essential in growth and development in children. The dietary imbalance in children as a result of junk food is very event in the American society today (French, et al, 2001). It is important to note that one of the major causes of malnutrition in children is the choices of foods. Either knowingly or unknowingly, parents buy their children junk foods which are deficient in essential nutrients but have high level of unhealthy ingredients. There are several reasons that make individuals to make bad choices of foods. It is also important to note that the parent may not feed his children on junk food but end up preparing food that is unhealthy to the child due to bad choices. In many cases, especially in the underdeveloped world, parents may be forced by circumstances to make wrong choices for the foods they give their children. Poverty and food insecurity in some poor countries leaves parents with very limited choices of food resulting into malnutrition in children. Food prices in the developed world may also force poor parents to make wrong choices of foods. However, the most important factor that determines the food choice parent give to their children is the level of education and the nutritional information held by the parent (Hills, et al, 2007). b) Education Research indicates that many children are malnourished not because of unavailability of food and essential dietary components but because of the information held by parents and guardians. People who have the responsibility of providing their children with food have very little or no information on the quality of food they are expected to give their children. For example, the food and agricultural organization has argued that about 80 percent of malnourished individuals especially children live in areas around the world that have sufficient food supplies. Although poverty and food prices are also important factors, the level of information on implications of unhealthy eating habits is an important factor. In the American society, children are not malnourished because of inadequate food supplies but because of the choices of food. Children in America and other developed countries are increasingly becoming obese due uptake of unhealthy foods. There are no proper mechanisms of educating parents on health eating habits in children which as resulted into the society relying in misinformation from promotions and advertisements in the mass media. For example, inadequate breast feeding in infants is one of the major causes of nutritional imbalance in young children. Although there are many factors that contribute to poor breastfeeding such as changing lifestyles and job demands, lack of education on its importance on the health of the child id the most important factor (Hills, et al, 2007). Effects of Malnutrition in Children a) Obesity Over the years, obesity in children in the American society has reached epidemic levels. The percentage of children suffering from obesity in the American society has risen from below five percent in 1960s to over twenty percent today. Obesity has evolved from a condition that was in the past common among the rich families to a problem in the entire society. The number of children from poor families and middle class families suffering from obesity has increased significantly. Due to the increased prevalence of obesity among the young population, it has been rated as one of the most important health concern (Peter, 2005). The principle cause of obesity in children is unhealthy eating habits. Other factors may include genetic makeup, medical and psychological factors as well as lifestyles. The parents eating habits has been considered to be the biggest influence that play a significant role in the development of obesity in young people. Consequently, over weight parents have over weight children not because of genetic makeup but due to poor eating habits. Doctors have confirmed that the parents are not feeding their children with the right food which resulting into nutritional imbalance. The increased dependence on junk food as well as sedentary lifestyles adopted in the western world where children have not time for physical exercise has created a nation where a third of the children are over weight. This may be a time bomb since this creates a generation that will be faced with numerous health complications such as diabetes, high blood cholesterol and heart diseases (Dietz, 1998). b) Diseases Inadequate supply of essential dietary nutrients to the body in children is exhibited in various forms of diseases and disorders. It is important to note that the world health organization maintains that malnutrition and related complications is the most important health problem facing children in the world being the largest cause of child mortality globally, either directly or indirectly. Majority of malnutrition diseases are caused by lack or inadequate supply of essential nutrients. These diseases include marasmus, kwashiorkor, anemia and hyponatremia to mention but a few. Marasmus is caused by calories deficient, kwashiorkor by acute protein deficient, anemia by lack of iron and hyponatremia by lack of sodium. These deficient diseases are more common in the developing world due to widespread poverty and food insecurity. There are other numerous diseases that are caused by lack of essential vitamins and minerals. Other disorders that have been associated with poor eating habits includes eating disorders, anorexia nervosa and bulimia, stress disorders and depression, risk of drug abuse, high blood pressure, high blood cholesterol, type 2 diabetes and poor development of reproductive systems (Allen & Myers, 2006). Prevention of the malnutrition in children There is no doubt that malnutrition is both a national and international problem. Due to the large number of children with nutritional imbalance condition, the resultant health complication in the future may be overwhelming to the national health systems. It is therefore important for the relevant authority to implement the most appropriate educational programs that will educate the public especially parents on feeding children with health diets. Strategies that encourage adequate breastfeeding of infants and the dangers of unhealthy junk foods are recommended. Educating the parent to change their lifestyles and take responsibility of their children’s eating habit is also essential. Educating parents of obese children for example will assist them identify the root cause of the problem and design an intervention plan. It is also important for the parents to be aware of the nutritional need of their children which can be provided through civic education strategies (Hills, et al, 2007). The influence of the mass media in the modern world is not in doubt. Manufacturers of junk foods have bombarded the young people with advertisement which has had a significant influence on their eating habits. The same mass media can be used as a channel of educating the public on the importance of eating healthy foods. Media campaigns and advertisement that discourage unhealthy eating habits and educates people on dangers of malnutrition as well as nutritional requirement can possibly reverse the situation. However, these media promotions and advertisement should be carried out carefully to avoid magnifying the already developing social stigma against overweight members of the society. Promotion of physical education in school and encouraging children to involve themselves in physical exercises such as playing sport, walking a dog or riding a bicycle should be a top priority. There should be no excuse for physical education in schools while the parents should discourage passive activities at home such watching TV or playing computer games (French, et al, 2001). Conclusion Over indulgence in unhealthy junk foods rather that inadequate food supply is the most important form of malnutrition among American children today. These foods are deficient in essential dietary component and have high amounts of fats, sugars, salts, artificial additives and preservatives that have negative effects on children’s health. There is a need for the government through the relevant departments to implement policies and strategies that will save the children from malnutrition. This includes educating the parents on appropriate food for the children and promoting physical exercises among children. Strategies to combat numerous commercial advertisements of junk foods which make them look more attractive compared to healthy home made food should be developed and implemented. These policies should go hand in hand with ensuring increased access to quality and affordable foodstuffs. Reference Allen, R. E. & Myers, A . L (2006). â€Å"Nutrition in toddlers†. American family physician 74 (9): 1527–32. Blossner, M. & Mercedes, O. (2005). Malnutrition, quantifying the health impact at national and local levels, retrieved on August 18th 2010 from; http://whqlibdoc. who. int/publications/2005/9241591870. pdf. Dalton, S. (2005). Our Overweight Children: What Parents, Schools, and Communities Can Do to Control the Fatness Epidemic, Los Angeles, CA: University of California Press, Dietz, W. H (1998). â€Å"Health consequences of obesity in youth: childhood predictors of adult disease†. Pediatrics 101 (3 Pt 2): pp 518–25. French S. A, Story, M, Neumark-Sztainer, D, Fulkerson J. A, Hannan P. (2001). â€Å"Fast food restaurant use among adolescents: associations with nutrient intake, food choices and behavioral and psychosocial variables†. Int. J. Obes. Relat. Metab. Disord. 25 (12): 1823–33 Hills, A. P. , King, N. A. & Byrne, N. M. (2007). Children, obesity and exercise: prevention, treatment and management of childhood and adolescent obesity, New York, NY: Routledge Peter, G. K. (2005). Clinical obesity in adults and children: In Adults and Children. Hoboken, NJ: Blackwell

Free Essays on Great Hosting Expectations

In Today’s volatile environment, your internet business demands premier web hosting solutions. Oxeo services are targeted and designed for those companies whose business relies upon their internet presence and function. Our solutions enable you to concentrate on your core business, leaving all your hosting concerns in our hands. Through combination of industry-leading technology and world-class support we provide our clients the ability to offer superior service and products to their customers. Our wide selection of hosting solutions allows for all serious business to find a perfect match for their needs. Our Cisco and Foundry network is located in one of the most secure facilities available in NYC, The Telehouse. We are connected to various major Tier 1 Providers through exceptional BGP4 routing and is monitored and updated continuously for the best performance. (learn more) You may come across some hosting companies offering web-space and bandwidth at cheaper prices. However, with the reliability and quality of hosting service directly related to price in the web hosting industry, after doing some research, you will find that in most cases their cheap offers are a precursor to unreliable equipment and little or no technical expertise and support. However should you come across a company that offers equable services for less, we will BEAT their price. Our services go way beyond the basic web hosting operations of most hosting companies, and are defined by the reliability of our network and the consistency of our technical support. Oxeo Web Hosting provides a broad range of customizable solutions from basic web and eCommerce hosting to complex arrays of managed servers. We choose to use only premium equipment, therefore the bulk of our servers are Dell PowerEdge Series. The platform of choice for our servers is UNIX with proprietary web-servers developed by us to maximize performance for traffic intensive servers. However ... Free Essays on Great Hosting Expectations Free Essays on Great Hosting Expectations In Today’s volatile environment, your internet business demands premier web hosting solutions. Oxeo services are targeted and designed for those companies whose business relies upon their internet presence and function. Our solutions enable you to concentrate on your core business, leaving all your hosting concerns in our hands. Through combination of industry-leading technology and world-class support we provide our clients the ability to offer superior service and products to their customers. Our wide selection of hosting solutions allows for all serious business to find a perfect match for their needs. Our Cisco and Foundry network is located in one of the most secure facilities available in NYC, The Telehouse. We are connected to various major Tier 1 Providers through exceptional BGP4 routing and is monitored and updated continuously for the best performance. (learn more) You may come across some hosting companies offering web-space and bandwidth at cheaper prices. However, with the reliability and quality of hosting service directly related to price in the web hosting industry, after doing some research, you will find that in most cases their cheap offers are a precursor to unreliable equipment and little or no technical expertise and support. However should you come across a company that offers equable services for less, we will BEAT their price. Our services go way beyond the basic web hosting operations of most hosting companies, and are defined by the reliability of our network and the consistency of our technical support. Oxeo Web Hosting provides a broad range of customizable solutions from basic web and eCommerce hosting to complex arrays of managed servers. We choose to use only premium equipment, therefore the bulk of our servers are Dell PowerEdge Series. The platform of choice for our servers is UNIX with proprietary web-servers developed by us to maximize performance for traffic intensive servers. However ...

Competitive and internal information Essays

Competitive and internal information Essays Competitive and internal information Essay Competitive and internal information Essay Write an essay on the typical chief beginnings of concern information generated both internally and externally for public companies. How is such information used to set up a company’s topographic point in the market? Illustrate your reply with illustrations from one or more concern sectors of your pick. INTRODUCTION Information consists of informations that have been retrieved. processed. or used for enlightening intents. statement or as a footing for prediction or determination devising. Without information. a concern can non last. A formula for a good determination is 90 per centum information and 10 per centum inspiration. Information is the accelerator of direction and the ingredient that coalesces the managerial maps of planning. runing commanding. Directors depend on information for doing determinations. Any organisation is held together by the ownership of agencies for the acquisition. usage. keeping and transmittal of information. The intent of direction system is to develop programs for accomplishing aims. to form for implementing program and to command public presentation so that programs and actions occur on agenda. The topographic point of information in executing these three footing processes is shown in the followers. MANAGEMENT PROCESS AND INFORMATION NEED 1 ) Performance against program 2 ) Environmental. Competitive and internal information concurring job and chances. Evaluation of 1 and 2 in order to Make a anticipation of estimation of Alternative classs of action Alternative beginning. Prediction of consequences for alternate Courses of action. Communicate inside informations of program and Control criterions. Performance against PK In the above figure for information demands 1 ) In the the first measure. acknowledgment of job or an chance is prompted by information from the control procedure refering a divergence from criterion or by hunt and rating of those system ( environmental. competitory. Internal ) 2 ) Definition of job. finding and rating of alternate class of action. 3 ) Once a determination is made. it is necessary to implement and command a solution. Among the above stairss. be aftering information demands of an organisation can be classified into three wide types. 1 ) Environmental 2 ) Competitive 3 ) Internal 1 ) Environmental information It can be classified as ( A ) Political and Government consideration Some information on political stableness is of import for calculating programs. ( B ) Demographic and Social trends Some information is necessary to calculate the Social Trends and consumer purchasing behaviour for both the long and short tally. ( C ) Economic Trends. Employment. Productivity and numbers other economic indexs provide valuable planning information for the houses whose end product is a map of these of import variables ( D ) Technological environment Some information is necessary to calculate the technological alterations in their industry and likely consequence on the house. ( 2 ) Competitive information. Information refering factors that affects the operation of the house within an industry includes informations refering industry and steadfast demand every bit good as the information on the rivals. The information can be classified into three types. They are ( a ) Industry Demand. Information is needed for calculating the demand for the Sale and the corresponding degree of operation of a individual house. ( B ) Firm Demand The demand for merchandises of an single house is a map of the Industry demand and the capablenesss and activities of the single house relation to the capablenesss and action of viing houses. ( degree Celsius ) Competition Data on viing houses are really of import for calculating the single demand and doing determinations and programs to accomplish the prognosis. ( 3 ) Internal information They are critical for subordinate planning at all degrees in the organisation. Internal informations are aimed at an designation of the organization’s strength and failing. . The types of internal information are ( A ) Gross saless prognosis: Some information is necessary for calculating the Gross saless. ( B ) The fiscal program It is the system that links all activities of the company together. ( C ) Policies Some information is necessary to border the footing policies for long tally purpose. Data and information come from many beginnings – both internal ( inside the concern ) and external. This alteration note summarizes the chief beginnings: Business informations and information comes from multiple beginnings. The challenge for a concern is to gaining control and usage information that is relevant and dependable. The chief beginnings are: INTERNAL INFORMATION Accounting records are a premier beginning of internal information. They detail the minutess of the concern in the yesteryear – which may be used as the footing for be aftering for the hereafter ( e. g. fixing a fiscal budget or prognosis ) . The accounting records are chiefly used to enter what happens to the fiscal resources of a concern. For illustration. how hard currency is obtained and spent ; what assets are acquired ; what net incomes or losingss are made on the activities of the concern. However. accounting records can supply much more than fiscal information. For illustration. inside informations of the merchandises manufactured and delivered from a mill can supply utile information about whether quality criterions are being met. Data analyzed from client gross revenues bills provides a profile of what and to whom merchandises are being sold. A batch of internal information is connected to accounting systems – but is non straight portion of them. For illustration: – Records of the people employed by the concern ( personal inside informations ; what they get paid ; accomplishments and experience ; preparation records ) – Data on the costs associated with concern procedures ( e. g. costings for contracts entered into by the concern ) – Data from the production section ( e. g. figure of machines ; capacity ; fix record ) – Data from activities in direct contact with the client ( e. g. analysis of calls received and missed in a call Centre ) A batch of internal information is besides provided informally. For illustration. regular meetings of staff and direction will ensue in the communicating of relevant information. SAMPLE SOURCES OF INTERNAL INFORMATION: Balance Sheet of ICICI PERIOD ENDING 31-Mar-00 Assets Current Assets Cash And Cash Equivalents 1. 479. 000 Short Term Investments – Net Receivables 194. 000 Inventory – Other Current Assets – Total Current Assets – Long Term Investments 1. 185. 000 Property Plant and Equipment 48. 000 Goodwill – Intangible Assets – Accumulated Amortization – Other Assets 81. 000 Deferred Long Term Asset Charges – Total Assets 2. 987. 000 Liabilities Current Liabilities Accounts Payable – Short/Current Long Term Debt – Other Current Liabilities 2. 454. 000 Entire Current Liabilities – Long Term Debt 57. 000 Other Liabilitiess 215. 000 Deferred Long Term Liability Charges – Minority Interest – Negative Goodwill – Total Liabilities 2. 726. 000 Stockholders’ Equity Misc Stocks Options Warrants – Redeemable Preferred Stock – Preferred Stock – Common Stock 45. 000 Retained Net incomes 44. 000 Treasury Stock – Capital Surplus 171. 000 Other Stockholder Equity 1. 000 Entire Stockholder Equity 261. 000 Net Tangible Assets $ 261. 000 Beginning: Yokel Finance Stock motion of I-Flex solutions Series Date Prev Close Open Price High Price Low Price Last Price Close Price Total Traded Quantity Turnover in Lacs EQ 03-Mar-2008 1. 078. 95 1. 037. 00 1. 080. 00 1. 020. 00 1. 029. 90 1. 042. 55 17954 190. 31 EQ 04-Mar-2008 1. 042. 55 1. 020. 00 1. 075. 00 1. 017. 00 1. 047. 65 1. 048. 25 36723 382. 44 EQ 05-Mar-2008 1. 048. 25 1. 070. 00 1. 070. 00 1. 030. 15 1. 045. 00 1. 039. 20 22219 231. 63 EQ 07-Mar-2008 1. 039. 20 1. 021. 00 1. 032. 00 983. 00 1. 004. 95 1. 001. 50 22103 220. 45 EQ 10-Mar-2008 1. 001. 50 955. 00 1. 040. 00 946. 40 1. 005. 00 1. 015. 50 19099 192. 55 EQ 11-Mar-2008 1. 015. 50 992. 50 1. 065. 00 992. 50 1. 045. 00 1. 054. 65 21805 226. 22 EQ 12-Mar-2008 1. 054. 65 1. 100. 00 1. 100. 00 1. 000. 00 1. 004. 00 1. 007. 45 13398 139. 14 EQ 13-Mar-2008 1. 007. 45 987. 05 1. 010. 00 952. 00 954. 00 959. 10 15931 155. 65 EQ 14-Mar-2008 959. 10 962. 00 992. 00 920. 00 990. 00 983. 15 21685 210. 01 EQ 17-Mar-2008 983. 15 925. 00 970. 00 925. 00 965. 00 942. 95 12307 116. 99 EQ 18-Mar-2008 942. 95 931. 00 958. 50 925. 10 927. 00 936. 50 21230 200. 13 EQ 19-Mar-2008 936. 50 970. 00 978. 00 922. 00 925. 00 925. 55 21245 199. 40 EQ 24-Mar-2008 925. 55 948. 00 950. 00 895. 00 905. 00 908. 25 21626 197. 55 EQ 25-Mar-2008 908. 25 913. 50 1. 008. 00 913. 50 990. 10 992. 55 58576 571. 10 EQ 26-Mar-2008 992. 55 988. 90 1. 027. 00 974. 00 974. 00 986. 85 33402 335. 28 EQ 27-Mar-2008 986. 85 975. 00 1. 003. 00 935. 00 951. 05 947. 10 118566 1. 140. 60 EQ 28-Mar-2008 947. 10 970. 00 994. 00 956. 00 976. 00 984. 40 21658 210. 89 EQ 31-Mar-2008 984. 40 970. 25 985. 00 935. 00 948. 20 941. 10 39622 376. 60 Beginning: NSEINDIA EXTERNAL INFORMATION As the term implies. this is information that is obtained from outside the concern. There are several classs of external information: – Information associating to manner a concern should set about its activities E. g. concerns need to maintain records so that they can roll up revenue enhancements on behalf of the authorities. So a concern needs to obtain regular information about the revenue enhancement system ( e. g. PAYE. VAT. Corporation Tax ) and what actions it needs to take. Increasingly this sort of information ( and the return forms a concern needs to direct ) is provided in digital format. Similarly. a concern needs to be cognizant of cardinal legal countries ( e. g. environmental statute law ; wellness A ; safety ordinance ; employment jurisprudence ) . There is a whole publication industry devoted to selling this sort of information to concerns. – Information about the markets in which a concern operates This sort of external information is critically of import to a concern. It is frequently referred to as market or competitive intelligence . Most of the external information that a concern demands can be obtained from marketing research. Marketing research can assist a concern do one or more of the followers: 1. Derive a more elaborate apprehension of consumers’ demands – marketing research can assist houses to detect consumers’ sentiments on a immense scope of issues. e. g. . positions on products’ monetary values. packaging. recent advertisement runs 2. Reduce the hazard of product/business failure – there is no warrant that any new thought will be a commercial success. but accurate and up-to-date information on the market can assist a concern brand informed determinations. hopefully taking to merchandises that consumers want in sufficient Numberss to accomplish commercial success. 3. Forecast future tendencies – marketing research can non merely supply information sing the current province of the market but it can besides be used to expect client demands future client demands. Firms can so do the necessary accommodations to their merchandise portfolios and degrees of end product in order to stay successful. The information for marketing research tends to come from three chief beginnings: Internal Company Information – e. g. gross revenues. orders. client profiles. stocks. client service studies Marketing intelligence – this is a catch-all term to include all the mundane information about developments in the market that helps a concern prepare and set its selling programs. It can be obtained from many beginnings. including providers. clients and distributers. It is besides possible to purchase intelligence information from outside providers ( e. g. Mintel. Dun and Bradstreet ) who will bring forth commercial intelligence studies that can be sold productively to any interested organisation. Market Research – bing informations from internal beginnings may non supply sufficient item. Similarly. published studies from market intelligence organisations can non ever be relied upon to supply the up-to-date. relevant information required. In these fortunes. a concern may necessitate to committee specific surveies in order to get the information required to back up their selling scheme. – hypertext transfer protocol: //tutor2u. net/business/ict/intro_information_sources. htm SOURCES OF BUSINESS INFORMATION Details of following types of organisations are required to be maintained by NCTI for steering entrepreneurs/exporters to near to the right organisation for acquiring the desired information. aid and aid. Foreign Embassies/High Commissions/Consulate in India Indian Missions/Consulate abroad Chambers of Commerce A ; Industry Trade Promotion /Import Promotion Organizations Export Inspection Agencies Export Processing Zones in India and Abroad Details of these organisations are readily available with NCTI. – hypertext transfer protocol: //archives. nic. in/ncti/ncti8. htm SAMPLE SOURCES OF EXTERNAL INFORMATION: AMR Research Releases ERP Market Report Showing Overall Market Growth of 14 % in 2004. Tuesday. June 14. 2005. Kevin Reilly As Market Consolidation Continues. Top 5 ERP Vendors Account for 72 % of Gross Today. AMR Research released its one-year study on the province of the Enterprise Resource Planning ( ERP ) market. The Market Analytix Report: Enterprise Resource Planning. 2004-2009 revealed that ERP market grosss increased 14 % in 2004. The study indicates that about tierce of the growing in the overall market was due to fluctuations in currency exchange rates. While the ERP market has grown in gross. consolidation continues to alter the industry. In 1999. the top five sellers ( J. D. Edwards. Baan. Oracle. PeopleSoft. and SAP ) in the ERP market accounted for 59 % of the industry’s gross. AMR Research expects the top five sellers in 2005 ( SAP. Oracle. Sage Group. Microsoft. and SSA Global ) to account for 72 % of ERP vendors’ entire gross. The ERP market showed solid organic growing in 2004 as IT disbursement improved. says Jim Shepherd. frailty president of research at AMR Research. The market was besides affected by consolidation within the section. every bit good as ERP sellers geting best-of-breed participants to broaden their portfolios. While many ERP sellers struggled in 2004. SAP AG increased overall grosss by 17 % and licence grosss by 20 % – without any acquisitions. SAP’s ERP market portion increased to more than 40 % . Oracle about doubled the size of its application concern through the acquisition of PeopleSoft. but AMR Research expects SAP to complete 2005 with more than twice the gross and market portion of the combined Oracle-PeopleSoft. Report Findings and Analysis The study delivers gross and growing rates for the top ERP participants every bit good as growing prognosiss through 2009. ERP sellers ranked by 2004 ERP licence gross can be seen in the chart below. The top 10 ERP sellers by gross include the undermentioned companies: The study revealed several tendencies that affected the ERP market in 2004. including: The ERP market is come ining another major engineering passage stage. Service Oriented Architectures ( SOA ) may hold the same riotous consequence that other engineerings have had on the market. such as the outgrowth of client-server systems had in the 1990’s. The gait of acquisitions shows no mark of decelerating down. Oracle’s purchase of Retek and sellers like Sage Group. SSA Global. Infor Global Solutions. and Epicor have all been really active in the M A ; A infinite and have grown more quickly than the overall ERP market. The midrange ( $ 50M – $ 1B in one-year gross ) and SMB ( less than $ 50M in one-year gross ) markets continue to be a major focal point country for many of the ERP sellers. Midrange solutions and channels are critically of import for perforating China. India. Eastern Europe. and Latin America. ERP purchasers have moved off from big. upfront purchases. Now most tend to licence user seats and functional ERP faculties incrementally as they deploy a merchandise. Along with widespread discounting. this has led to smaller mean trade sizes. BANK’S REPORT BY FDIC Dollar Sums in Billions Fourth One-fourth 2007 All Insured Institutions Commercial Banks Savings Institutions Credit Card Lenders Mortgage Lenders Number of FDIC-Insured 8. 533 7. 282 1. 251 27 786 Number of FDIC-Supervised 5. 197 4. 772 425 10 317 Entire Assets $ 13. 039 11. 176 1. 863 479 1. 334 Entire Loans $ 7. 906 6. 626 1. 280 369 944 Domestic Deposits $ 6. 912 5. 807 1. 105 142 737 Net Income ( QTR ) $ 5. 816 10. 540 -4. 724 3. 027 -3. 230 Percent Profitable ( QTR ) % 82. 3 83. 2 77. 0 88. 9 79. 1 Average Return on Assets ( QTR ) % 0. 18 0. 38 -1. 00 2. 61 -0. 94 Average Return on Equity ( QTR ) % 1. 74 3. 76 -8. 70 11. 96 -10. 51 Net Interest Margin ( QTR ) % 3. 30 3. 38 2. 86 8. 97 2. 52 Equity to Assets % 10. 37 10. 24 11. 17 21. 26 8. 61 Noncurrent Loan Rate – Total Loans * % 1. 39 1. 30 1. 86 2. 00 1. 87 Real Estate Loans % 1. 71 1. 62 2. 01 1. 81 1. 94 C A ; I Loans % 0. 66 0. 64 0. 92 2. 21 0. 88 Consumer Loans % 1. 43 1. 48 0. 98 2. 10 0. 96 Coverage Ratio ** % 92. 54 102. 84 55. 35 207. 47 45. 74 Net Charge-Off Rate – All Loans ( QTR ) % 0. 83 0. 86 0. 68 4. 23 0. 66 Real Estate Loans ( QTR ) % 0. 44 0. 43 0. 49 2. 61 0. 54 C A ; I Loans ( QTR ) % 0. 87 0. 85 1. 24 5. 13 1. 35 Consumer Loans ( QTR ) % 2. 75 2. 77 2. 54 4. 39 3. 16 Beginning: hypertext transfer protocol: //www. fdic. gov/bank/statistical/stats/2007dec/industry. hypertext markup language REFERENCES? James O’ Brien. Management Information system. Tata Mcgraw Hill. 2007. Pg. 245-267. ? AMR Research Releases ERP Market Report Showing Overall Market Growth of 14 % in 2004. Tuesday. June 14. 2005 Kevin Reilly? Yahoo Finance? World Wide Web. nseindia. com? hypertext transfer protocol: //archives. nic. in/ncti/ncti8. htm? hypertext transfer protocol: //tutor2u. net/business/ict/intro_information_sources. htm hypertext transfer protocol: //www. fdic. gov/bank/statistical/stats/2007dec/industry. hypertext markup language

Understanding high attrition rates within a retail bank finance Essay

Understanding high attrition rates within a retail bank finance department - Essay Example This is project report for tackling a serious problem which is currently facing Bank 4 U. That is the problem of abnormally high attrition. This project is not intended to be an analysis of the problem. An analysis by its very nature is intended to be a review of the situation.This analysis is reviewed later and appropriate decisions are taken on its recommendations. This problem is sufficiently serious that only an interventionary approach to solve the problem will solve it. The Author proposes an Action research project in this proposal.The project team members will be managers and other personnel who will be able to act on the solutions as they come up in the research team. The members of this team will also not be disinterested members of this project, but whom this problem of attrition personally and professionally affects.The theory and practice of action research is sufficiently covered in the project plan to give an idea of the approach which will be taken to solve this probl em and the rationale behind that approach. The problem itself is explored sufficiently to see how it could be properly solved using this method.This Project was initiated by the top management of Bank 4 U. The author of this report was entrusted with implementing it. Action research methodology will be used. The theory will be accumulated from various scholarly sources. The problem, which was attrition, will be defined in great detail. It is apparent that this is a problem of very high magnitude with no apparent solution and that there is a requirement of an immediate intervention. A team of highly affected members of management will be put together. Using the various methodologies of Action Research, solutions will be constantly be discussed by the group and based on this discussion , various solutions will be continually implemented. The data gathered from implementations will be reviewed to look at possible modifications on a constant basis. The Author of this project , is also t he originator of this project , would not lead this project , but be more of a facilitator . The members of this project will be more of a round table with everybody's opinions receiving the same value. This would be important for a successful intervention and prevent this action research project be taken over by one or a few people and defeat the purpose the panel. The project panel will be in place for the duration of the intervention Understanding High Attrition within a Finance Organization Developing a Collaborative Roadmap to Improve Employee Retention Conceptualization and Framework Context Bank-4-U is one of the nation's leading financial services companies serving consumers and small to mid-sized businesses through various subsidiaries in the Bank-4-U family of companies. The organization has grown extensively through a series of acquisitions and as a result needs to address challenges in the areas of cultural and technical integration.

Ethic and Emis Perspectives Assignment Example | Topics and Well Written Essays - 500 words

Ethic and Emis Perspectives - Assignment Example Included in these tools, the emic and etic criteria for evaluation, which anthropologists use, give a better understanding of children’s behavior. Etic concept is about â€Å"cross-cultural and more universal dimensions of human behaviors† (p 161). It demands a descriptive system valid for all cultures, with objects of comparisons operationalized as variables under investigation which include perception and thinking, aggression as outcome variables or socialization practices and school attendance as generating mechanisms (Helfrich, 132). Emic perspective considers â€Å"within-group characteristics† (Weil and Kincheloe, 161) where culture is an integral part of human behavior and not just an external factor. â€Å"The emic approach shows us that it is not only the subjects of the research who are culture-dependent, but also the whole system of psychological thought and its underlying assumptions† (Helfrich, 132-133). In the article â€Å"Who is Bobby? Ideology and method in the discovery of a Down syndrome person’s competence† (1992), DA Goode said that emic analysis uses the â€Å"insider’s point of view† while etic analysis uses the â€Å"outsider’s perspective†. In the case of emic analysis, the focus is on what the subject tells about himself and his experiences, or from within the situation under study (Goode, 198) while in etic analysis, the focus is on what the professionals have observed. According to him, â€Å"etic frameworks are external to the situation under analysis† (Goode, 198). In the book â€Å"Ability Profiling and School Failure†, through an observer’s eyes, at first glance, one can say that what Laura thinks of Jay is based on an emic perspective. Their everyday encounter in school should have been enough for Laura to have an insider’s view of Jay’s behaviors and idiosyncrasies and thus should have a better understanding of them. But as you read, you will see that in Laura’s opinion, Jay is "emotionally